Last updated: 5 May 2026.
1. About these terms
These terms govern your access to and use of personalinjurycalculator.us (the “Site”), which is operated by the PersonalInjuryCalculator.us editorial team (“we”, “us”, “our”). By accessing or using the Site, you agree to these terms. If you do not agree, please do not use the Site.
These terms operate alongside our Privacy Policy and Disclaimer. Where there is any inconsistency, the Disclaimer prevails for matters about calculator outputs and the Privacy Policy prevails for matters about personal information.
2. Eligibility
The Site is intended for users in the United States who are at least 18 years old. If you are using the Site on behalf of an organization, you confirm that you have authority to bind that organization to these terms.
3. The Site is information, not advice
The Site is a general information and estimation tool. It does not provide legal, tax, financial, payroll or migration advice and does not create any adviser-client relationship. Before acting on anything you read or calculate on the Site, please read our Disclaimer and seek qualified advice for your circumstances.
4. Acceptable use
You agree to use the Site lawfully and in good faith. You must not:
- Use the Site to break the law, infringe the rights of others, or harm minors.
- Reverse engineer, decompile, or attempt to extract source code beyond what is publicly served to your browser.
- Send automated traffic, scrapers or bots that materially burden the Site (occasional good-faith research crawling, respecting robots.txt and reasonable rate limits, is fine).
- Frame, mirror or republish the Site or large portions of it without our written permission.
- Attempt to bypass security or rate-limiting measures.
- Upload or transmit malware or interfere with the Site’s availability.
5. Intellectual property
The text, graphics, logos, code, calculator engines, design system, and arrangement of content on the Site are protected by United States and international copyright and other intellectual property laws and are owned by us or licensed to us. All rights not expressly granted are reserved.
You may:
- View, print and download pages of the Site for your own personal, non-commercial use.
- Quote short extracts with attribution and a link back to the original page (fair-dealing).
- Share links to pages on the Site.
You may not:
- Reproduce substantial portions of the Site, including calculator outputs presented as if from your own service, without written permission.
- Use our brand, logo or domain name in a way that suggests endorsement or affiliation that does not exist.
6. User submissions
If you send us feedback, corrections, examples or suggestions (a “Submission”), you grant us a worldwide, royalty-free, perpetual licence to use the Submission to operate and improve the Site, including incorporating it into our content. You confirm that the Submission is your own work or that you have the right to share it, and that it does not contain confidential personal information about a third party.
7. Third-party links
The Site links to third-party resources for source citations and further reading (for example, state legislature and judiciary websites, state departments of insurance, and irs.gov). We do not control those sites and are not responsible for their content, accuracy, availability or privacy practices.
8. Availability and changes
We aim to keep the Site available and current, but we do not guarantee uninterrupted access. We may add, change or remove features, calculators, articles, URLs or data at any time. We may also update these terms; the current version is always the one published at this URL.
9. Warranties and liability
To the maximum extent permitted by law, the Site is provided on an “as is” basis without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy or non-infringement.
To the maximum extent permitted by law, we and our directors, employees and contributors are not liable for any direct, indirect, consequential, special or incidental loss or damage (including lost wages, fines, lost profits, lost data or lost opportunity) arising from your use of, or inability to use, the Site.
Some states do not allow the exclusion of certain warranties or the limitation of certain damages, so parts of the above may not apply to you. Where a warranty cannot lawfully be excluded, our liability for its breach is limited, at our option, to re-supplying the relevant content or paying the cost of having that content re-supplied.
10. Indemnity
You agree to indemnify us against any claim, loss or expense (including reasonable legal costs) arising from your breach of these terms or your unlawful or wrongful use of the Site.
11. Termination
We may suspend or terminate your access to the Site at any time if we reasonably believe you have breached these terms or if continued access creates a risk to other users or to us. Sections that by their nature should survive termination (intellectual property, liability, indemnity, governing law) will continue to apply.
12. Governing law
These terms are governed by the laws of the United States and of the state in which the Site operator is established, without regard to conflict-of-laws rules. Nothing in these terms limits any right you may have under the consumer-protection law of the state in which you reside.
13. Contact
Questions about these terms? Reach us via the contact page.