Grocery store spill, ankle sprain
$6,000 in medical bills, 2 weeks off work, sprained ankle that healed. Store had no recent inspection log for the aisle.
Sits at the bottom of the scale rather than mid-range. One Michigan firm publishes bands that put brief-treatment sprains healing within weeks at $5,000 to $15,000, and reserves $15,000 to $50,000 for sprains needing months of therapy (source: 1866hirejoe.com). The missing inspection log helps on notice, but a healed ankle keeps the multiplier near the floor of 1.5 to 5 (source: justia.com).

